Primary Residence Loans
The widest selection of loan programs is available for your primary home — find competitive rates and terms for where you'll live.
Overview
Purchasing a primary residence gives you access to the broadest range of mortgage programs, competitive rates, and favorable terms. From government-backed options like FHA and VA to conventional and jumbo programs, financing your primary home is where you'll find the most borrower-friendly options in the market.
Who Is This For?
- Anyone purchasing a home they plan to live in as their primary residence
- Buyers upgrading to a larger home
- Homeowners relocating for work or lifestyle
- Repeat buyers looking for competitive rates and favorable terms
Recommended Programs
Loan programs that fit this buying scenario.
The Buying Process
What to expect from pre-approval to closing.
Get Pre-Approved
Understand your budget and loan options.
Find Your Home
Search with confidence knowing exactly what you qualify for.
Make an Offer
Use your pre-approval to make a strong, competitive offer.
Close & Move In
We handle the rest — underwriting, appraisal, and closing.
Frequently Asked Questions
A primary residence is the home where you live most of the year. Most lenders require you to occupy it within 60 days of closing.