SBA Loans — Government-Backed Business Financing
Low down payments, long terms, and competitive rates for qualified small businesses. SBA 7(a), 504, Express, and more.
SBA Loan Programs
Government-backed financing to start, grow, or acquire a business.
SBA 7(a) Loans
The most flexible SBA program — up to $5M for working capital, real estate, equipment, and business acquisition.
Learn more →SBA 504 Loans
Fixed-rate, long-term financing for owner-occupied commercial real estate and major equipment purchases.
Learn more →SBA Express Loans
Faster approval for smaller loan amounts up to $500K with streamlined processing.
Learn more →Business Acquisition
Finance the purchase of an existing business — inventory, equipment, goodwill, and real estate included.
Learn more →Partner Buyout
Finance the buyout of a business partner using SBA-backed funding.
Learn more →Owner-Occupied Commercial
Purchase or refinance the building your business operates from.
Learn more →Equipment Financing
Finance major equipment purchases with long-term SBA terms.
Learn more →Working Capital
Access cash for inventory, hiring, marketing, and day-to-day operations.
Learn more →How SBA Lending Works
From application to funding — here's what to expect.
Initial Consultation
We review your business plan, financials, and goals to determine the right SBA program.
Package & Submit
We prepare your complete application package and submit to SBA-preferred lenders.
Underwriting & Approval
SBA review and lender underwriting. We manage communication and documentation.
Closing & Funding
Final approval, closing, and disbursement of funds.
SBA Loan FAQs
SBA 7(a) is more flexible and can be used for working capital, equipment, real estate, and acquisitions. SBA 504 is specifically for major fixed assets like owner-occupied commercial real estate and heavy equipment, with lower down payments and fixed rates.