Working Capital Financing
Fund inventory, payroll, marketing, and daily operations with SBA-backed working capital — keep your business growing.
Overview
Working capital loans provide the cash businesses need for day-to-day operations — inventory, payroll, marketing, seasonal expenses, and growth initiatives. SBA 7(a) and SBA Express are the primary programs for working capital, offering lower rates and longer terms than most alternative business lenders.
Who Is This For?
- Growing businesses needing cash for expansion
- Seasonal businesses managing cash flow gaps
- Companies building inventory for large orders
- Businesses funding marketing and growth initiatives
Recommended Programs
Loan programs that fit this buying scenario.
The Buying Process
What to expect from pre-approval to closing.
Assess Needs
How much working capital do you need and for what purpose?
Program Match
Term loan, line of credit, or Express — matched to your cash flow.
Fund & Deploy
Receive capital and deploy it toward growth.
Frequently Asked Questions
Virtually any legitimate business purpose — inventory, payroll, marketing, rent, insurance, hiring, equipment maintenance, and other operating expenses.