Investment Property Refinance
Refinance your rental or investment property — lower your rate, cash out equity, or improve your terms.
Overview
Investment property refinancing allows real estate investors to lower their rate, reduce their term, or access equity from rental properties. Options include conventional refinance (for borrowers under the 10-property limit), DSCR refinance (no income verification, based on property cash flow), and non-QM options for unique situations.
Who Is This For?
- Investors wanting to lower their rate on rental properties
- Investors pulling equity from one property to acquire another
- Borrowers with DSCR-eligible rentals
- Investors who've improved their credit and want better terms
Recommended Programs
Loan programs that fit this buying scenario.
The Buying Process
What to expect from pre-approval to closing.
Review Current Loan
We compare your current terms to what's available today.
Choose Your Strategy
Rate-term, cash-out, or DSCR — pick the best path.
Close & Optimize
New terms, better cash flow, or fresh capital for your next deal.
Frequently Asked Questions
Yes — DSCR refinance qualifies based on the property's rental income, not your personal income.