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SBA Loan Calculator

Estimate monthly payments for SBA 7(a), 504, and Express loans.

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SBA Loan Details

SBA Program

Loan Amount

Interest Rate (%)

Loan Term (years)

SBA Guarantee Fee (%)

Monthly Payment$4,721

Loan Amount$500,000

SBA Guarantee Fee$15,000

Total Interest Paid$916,273

Total Amount Paid$1,416,273

ProgramSBA 7(a)

Explore SBA Options

Talk to an SBA specialist about programs and rates for your business.

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All loans are subject to borrower qualification, underwriting approval, and program guidelines.

Understanding SBA Loans

SBA 7(a) is the most versatile SBA program — up to $5M for working capital, equipment, real estate, and more. SBA 504 offers fixed-rate financing for owner-occupied commercial real estate. SBA Express provides expedited approvals up to $500K.

SBA guarantee fees, rates, and terms vary by program, loan amount, and lender. This calculator provides estimates — actual terms will be determined during the underwriting process.

This calculator provides estimates only. SBA loan availability, rates, fees, and terms vary by lender and program. This is not a commitment to lend. Airus Lending is a mortgage broker (NMLS #2187418).

Ready for SBA Financing?

Talk to an SBA specialist who can guide you through the right program.

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All loans are subject to borrower qualification, underwriting approval, and program guidelines.