Real Estate Investor Solutions
From your first rental to your 50th — DSCR, conventional, and portfolio programs to scale your investment strategy.
Overview
Real estate investing requires financing that scales. Once you pass 10 financed properties, conventional lending stops working. DSCR loans, portfolio lending, and non-QM programs remove the limits so you can keep acquiring. Airus Lending works with investors at every level — first-time landlords to seasoned portfolio holders — with programs that qualify on property cash flow, not personal income.
Common Challenges
Here's what often makes financing harder — and how we solve it.
Conventional Property Limits
Most lenders cap conventional investor loans at 10 properties.
DTI Ratio Pressure
Multiple mortgages inflate your DTI, even if properties cash flow.
Tax Return Underwriting
Depreciation and write-offs reduce your taxable income below true cash flow.
Entity Vesting
Conventional loans can't close in LLC name — DSCR can.
Recommended Programs
Loan programs designed for your situation.
DSCR Loans
Cash-flow based — no income docs, no property limits.
Learn more →Conventional Investment
Competitive rates for first 10 properties.
Learn more →Fix & Flip
Short-term rehab and resale financing.
Learn more →Bridge Loans
Quick acquisition capital.
Learn more →Interest-Only
Maximize monthly cash flow.
Learn more →Multi-Unit Financing
2–4 unit investment properties.
Learn more →Qualification Tips
Keep property-level P&L records to demonstrate each property's DSCR.
Build cash reserves — investor loans typically require 3–12 months PITIA per property.
Consider DSCR early in your portfolio growth to preserve conventional financing capacity.
Maintain a minimum 1.0 DSCR on new acquisitions (some lenders accept 0.75 with reserves).
Entity structure (LLC, trust) matters — plan this before closing, not after.
How to Get Started
Your path to homeownership — simplified.
Strategy Session
We discuss your portfolio, acquisition strategy, and financing needs.
Program Selection
DSCR, conventional, bridge, or portfolio — matched to your deal.
Pre-Approval
Get qualified so you can move fast when opportunities arise.
Close & Scale
Efficient closings that let you keep acquiring.
Frequently Asked Questions
There is no limit. DSCR programs are designed for portfolio scaling without conventional property count restrictions.