Hard Money Commercial Loans
Asset-based lending with fast closings — when speed and flexibility matter more than rate.
Overview
Hard money loans are short-term, asset-based commercial loans secured primarily by the property value rather than the borrower's financial profile. They close fast (often 7–14 days), have minimal documentation requirements, and work when traditional financing can't. Higher rates reflect the speed and flexibility.
Who Is This For?
- Investors who need to close quickly on an opportunity
- Borrowers who don't qualify for traditional financing
- Properties that need work before qualifying for permanent financing
- Time-sensitive acquisitions where speed is essential
The Buying Process
What to expect from pre-approval to closing.
Submit the Property
Property address, value, and loan request — that's all we need to start.
Quick Approval
Approval based on property value and equity, not borrower income.
Fast Close
Close in as few as 7–14 business days.
Frequently Asked Questions
Rates range from 10–15% with 2–4 points origination. Higher than traditional lending, but the speed and flexibility justify the cost for time-sensitive deals.