Mortgage Solutions by Borrower Type
Every borrower is different. Find the programs, guidance, and strategies designed for your specific situation.
Choose Your Situation
Select the profile that best describes you — we'll show you the right programs.
First-Time Homebuyers
Low down payment, flexible credit, and step-by-step guidance.
Learn more →Self-Employed
Bank statement programs that may use deposits instead of traditional tax-return income, subject to lender guidelines.
Learn more →Business Owners
Programs that see past write-offs to your real income.
Learn more →Real Estate Investors
DSCR, conventional, and portfolio options to scale.
Learn more →Veterans & Military
VA loans — zero down, no PMI, competitive rates.
Learn more →1099 Contractors
Qualify using 1099s, bank statements, or P&L.
Learn more →Credit Challenges
Programs available 1 day after bankruptcy or foreclosure.
Learn more →High Net Worth
Asset depletion and jumbo programs for sophisticated borrowers.
Learn more →Foreign Nationals
U.S. property financing without SSN or credit history.
Learn more →ITIN Borrowers
Homeownership without a Social Security Number.
Learn more →Condo Buyers
Warrantable and non-warrantable condo expertise.
Learn more →Multi-Unit Buyers
House-hack with 2–4 unit properties.
Learn more →Not Sure Where You Fit?
Talk to an advisor who can assess your situation and recommend the right programs.
All loans are subject to borrower qualification, underwriting approval, and program guidelines.